If there is one thing I have learned, it’s that life experience is the best teacher. And boy, have I been getting a real lesson these days! You see, I have embarked on a budget-setting, money-saving journey. So far, I have saved at least $200 dollars a month. Yippee! Now, the lesson I have been learning is that saving money is an incredible stress buster. It certainly has been for me! And, as we all know, anything that reduces stress is health-promoting. So, I wanted to share with you what I have been doing to help you save money and banish stress, too.
- Establish a weekly budget for food expenditures. I have found a good rule of thumb is to allot $50 per person per week. Now, this figure may not work for you, but it’s a good starting point.
- Plan your meals for the week. This way, when you do go grocery shopping, you will get only what you need and it will help keep you from overspending. Need help? CLICK HERE to check out my post on easy meal planning tips. The post was written with vegans in mind, but, even if you are not a vegan, the principles still apply.
Save on cable TV/Internet
- Why not ditch cable (or satellite) altogether? Services like Sling TV, Netflix, and Hulu offer everything from your favorite TV series to movies for a low fixed monthly cost. Sling TV may not be as well-known as Netflix and Hulu, but for $20 a month, you get a great selection of live TV channels. And you can view them on a computer, TV, or tablet. Check them out at sling.com.
- Avoid contracts. Providers will try to entice you with extra savings if you sign a contract. But, what you’ll find is that those savings tend to evaporate over the term of the contract because new customers are offered deals that will generally cost less than the one that you are locked into. So, if you can avoid a contract, do so. If not, try to only go for no more than one year.
- Be sure to review your charges. At least once a year, check around with other providers in your area to see what deals are available to cut your costs.
Bullitt points 2 and 3 also work well when looking to save money on Internet service.
Save on Purchases
- Shop Online. These days, most items can be bought online and this is great way to save money, especially, if you hate to get in the car and drive to the mall (like me). Why not take advantage of the no-cost, great tools available online to help you save dollars? There are too many of them for me to list here, so I will share my favorites:
Ebates.com: Just about any retailer you can think of offers a cash back deal on this site. For example, Sephora and Nordstrom. If you are in the market to purchase something, why not get some bucks back? I have to admit; I do love getting those checks from Ebates in the mail. CLICK HERE to sign up.
Retailmenot: This site offers coupon codes for savings at many of the retailers you can find on Ebates. Go to Retailmenot.com for great savings.
The key here is to go to Ebates to see what your desired retailer is offering for cash back and then go to Retailmenot to see if there is a coupon to pair with it. I have saved a ton this way.
Save on Personal Care and Wellness Products
- Shop at Vitacost.com or Amazon.com. Both of these vendors have some of the best prices I have ever found on personal care and wellness items. For example, the toothpaste that I use costs about $3 dollars less on Vitacost than at my local health food store. By the way, both of these vendors are on Ebates and Retailmenot.
I hope these tips help you to save money and reduce stress. To your good health!